Now! Get Started with our affordable loan offers

10 Hours Prompt Cash

  • Public sector employees on federal government payroll
  • Mutual Trust prompt loan will be a COT free relationship

Read more

Mutual Plus Loan

  • Offers credit facility to salary earners in the private sector
  • Applicant’s must be a confirmed staff of the institution

Read more

Asset Finance Product

  • Mutual home need finance( Electronics and other home appliances)
  • Public sector employees under Federal government payroll

Read more

Frequently Ask Questions

Why does the bank need my BVN and other personal details?

This is due to a compulsory CBN policy to Microfinance Banks for KYC requirements.

What are your loan requirements/documents?

To access a salary loan; we need your ID card or employment Letter, pay Slip and a recent passport photograph.

What is your interest rate?

We charge a monthly interest rate of 3% to 4% depending on the loan conditions

How long does it take to get a loan?

Getting a salary loan from Mutual Trust Microfinance Bank takes only 10 Hours.

Am I eligible for a loan?

To be eligible for a loan, you must be a Federal Civil Servant on IPPIS or a Private Sector Salary Earner.

What type of loans do you offer?

We offer quick salary loans for federal civil servants and categorized private sector salary earners in Abuja and anywhere in Nigeria.

How much can I borrow from Mutual Trust Microfinance Bank?

We have a minimum salary loan amount of N70,000 and a maximum salary loan amount of N2,000,000. The loan amount you get is dependent on your take-home salary


Get loan you can repay easily between 
₦70,000 – ₦2,000,000

Loan repayment range from 3 months (90 days),
6 months (180 days), 12 months (365 days), and 18 months

Monthly interest rates range from
3% to 4%

(APRs range from 35% to 48%).

Example of Mutual Trust Loans:
Loan amount of ₦1,000,000 borrowed over 12 months.
Interest rate (APR): 35.5% = ₦355,000
Total amount payable: ₦1,355,000
Monthly Repayment: ₦112,916.67 (In 12 months)

Need Help?

Call: 08070199959 / 08070199960
WhatsApp: 08037137159 / 07067321724

support online

Get a Consultation