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Asset Finance Product

  • Mutual home offers credit facilities to customers to aid the acquisition of basic and necessary home needs and appliances.
  • Mutual home need finance (Electronics and other home appliances).
  • Public sector employees under Federal government payroll.
  • Mutual Trust Asset Finance will be a COT free relationship.

Pre-Approval Documentation

  • Letter of Introduction from employer
  • 2 passport id
  • Staff id card
  • Alternative id card
  • 2 recent payslip
  • Application form/ Account opening form
  • Sign off of a guarantor on the Loan Application Form and provision of guarantor’s IPPIS details


Get loan you can repay easily between 
₦70,000 – ₦2,000,000

Loan repayment range from 3 months (90 days),
6 months (180 days), 12 months (365 days), and 18 months

Monthly interest rates range from
3% to 4%

(APRs range from 35% to 48%).

Example of Mutual Trust Loans:
Loan amount of ₦1,000,000 borrowed over 12 months.
Interest rate (APR): 35.5% = ₦355,000
Total amount payable: ₦1,355,000
Monthly Repayment: ₦112,916.67 (In 12 months)

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